Is it true that my health care benefits are now taxed?

• No.
• • No tax will go into effect until 2018.
  • At that point, only plans costing more than $10,200 per year (or $27,500 per year for families) will be taxed.
  • And only the value above those thresholds will be taxed -- not the value of the entire plan.

What if I work for a small business?

Tax credits are available to all small businesses to help insure their employees, giving negotiators more flexibility during bargaining.

How can I afford health insurance when times are tight?

• The new law will slow the runaway rise in health care costs. It also:
• • caps out-of-pocket costs,
  • ensures more bang for your buck by requiring insurance companies to spend more on patient care and less for profit,
  • allows young adults from working families to remain on their parents’ or guardians’ plan up to age 26.

• Ends deductibles and co-pays for preventative care
  for seniors this year, for everyone by 2018
• Caps out-of-pocket costs
• Stops insurance companies from dropping coverage for illness
• Ends discrimination based on pre-existing conditions
• Allows Americans access to same health care as members of Congress
• Saves hundreds of billions of dollars in the long run
• Includes zero tax increases for 95 percent of Americans
• Strengthens Medicare
• Completely protects veterans' and military benefits

SAVES LIVES               SAVES MONEY               SAVES MEDICARE

"We're now moring forward to fix our broken health insurance system."
- Senator Jon Tester